It’s 2008 or so, and I am enjoying an influx of good fortune. Unfortunately, every good turn is countered by a disaster. I get a lump of money from contract work, but then the car breaks. Heather gets some money from painting, but something goes wrong with the house. My website begins generating more money, but our bills go up even faster.
Cars and Windows
Heather and I are really hemorrhaging money now. Our aging Ford Taurus needs some expensive work. If the bill was any higher, I'd say get rid of it and replace it, but I'm willing to put down the cash if we can get another year or so out of it. I bite the bullet and pay for the repairs. Then four months later something else expensive breaks.
I agonize over this, but really I shouldn't. We don't have the money to repair or replace the car without borrowing, so we're stacking up debt either way. The only question is to figure out how to minimize our debt, which is just an exercise in delaying the inevitable.
I can see that this money loss problem isn't going to go away. I figure it's better to borrow now if it means we can get our spending under control later. It's time to make a command decision.
Making my best guess, we replace the twenty-year-old Taurus with a much newer Mitsubishi Gallant. It's smaller, newer, more fuel efficient, and hopefully it will cost less to keep it on the road. It’s tough to get all five of us into the car, but I’m willing to trade comfort if it means we can live within our means.
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| Looking back through the hundreds of pictures in our archives, this was the only shot I could find of the Gallant. Not to spoil anything, but we didn’t own it long and didn’t want to take pictures of it. Also: Dig that crazy early snow. |
Continue reading 〉〉 “The Twelve-Year Mistake Part 4: The Mistake”
Shamus Young is a programmer, an author, and nearly a composer. He works on this site full time. If you'd like to support him, you can do so via Patreon or PayPal.